AI Disclosure

How Kerdos AI Uses AI

Kerdos AI may use AI or automated models to support features such as:

• research signal classification;
• universe ranking;
• market-regime classification;
• forecast scenarios;
• scenario price targets;
• confidence indicators;
• market summaries;
• company or instrument summaries;
• news and sentiment summaries where available;
• risk-factor summaries;
• AI-generated stories, explanations, or research notes;
• organisation and filtering of market information.

Not every output uses the same models, data sources, or methodology. AI use may vary by feature, instrument, market, data availability, model version, and product configuration.

AI-Generated and AI-Assisted Content

Some Kerdos AI content may be generated automatically or assisted by AI. Such content may not always be reviewed by a human before it is displayed.

AI-generated and AI-assisted content can be useful for organising information, identifying research patterns, and summarising market context. However, it can also be wrong, incomplete, outdated, biased, inconsistent, or misleading.

Users should review AI-assisted outputs critically and should independently verify important information before relying on it.

AI Limitations

AI systems can make mistakes. Kerdos AI outputs may be affected by:

• hallucinated or unsupported explanations;
• incomplete or inaccurate source data;
• delayed, stale, or unavailable data;
• incorrect assumptions;
• model bias;
• data-quality issues;
• overfitting;
• survivorship bias;
• look-ahead bias;
• model drift;
• market regime changes;
• unexpected market events;
• limited source coverage;
• software errors;
• third-party provider limitations;
• unclear or incomplete reasoning generated by AI models.

AI-generated explanations may present uncertain interpretations in a confident tone. They may omit important information or overstate relationships in the data.

Ranking, Classification, and Forecast Risk

Kerdos AI may use AI or automated models to rank instruments, classify research signals, estimate regimes, generate forecast scenarios, or produce scenario price targets.

These outputs are model-generated research tools only. They are not guarantees, not predictions of certain outcomes, and not instructions to buy, sell, hold, or trade.

A high rank, positive signal, favourable scenario, or high confidence indicator does not mean that an instrument is suitable for any user or that it will increase in value. A low rank, negative signal, or unfavourable scenario does not mean that an instrument must be sold or avoided.

No Personalised Suitability Assessment

Kerdos AI does not assess your full financial situation, investment objectives, investment experience, risk tolerance, loss capacity, tax position, liquidity needs, or legal restrictions.

Any filters, watchlists, selected horizons, markets, sectors, or research preferences are used to organise research outputs only. They do not create personalised investment advice and do not mean that any instrument, signal, ranking, forecast, or scenario is suitable or appropriate for you.

Human Oversight and Review

Kerdos AI aims to use appropriate governance, monitoring, testing, and quality-control processes for AI-assisted features. However, no governance process can eliminate all risk of error, bias, incomplete information, or incorrect output.

Some outputs may be generated automatically. Users should not assume that every AI-generated output has been individually reviewed, approved, or verified by a human expert before display.

Transparency and Output Context

Where available, Kerdos AI aims to display contextual information for generated outputs, such as:

• AI-generated content notice;
• generated-at timestamp;
• data-as-of timestamp;
• price-as-of timestamp;
• model or methodology version;
• research horizon;
• source categories;
• key assumptions;
• known limitations;
• confidence indicator explanation;
• risk warnings;
• conflict-of-interest disclosure.

If this information is unavailable for a specific output, the absence of such information should be treated as a limitation of that output.

User Overreliance Risk

Users should not rely on Kerdos AI as the sole basis for investment decisions.

AI-assisted tools can make research faster and more structured, but they cannot remove market risk, predict the future with certainty, or replace independent judgement, professional advice, or a user’s own responsibility.

Users remain responsible for their own research, decisions, and investment outcomes.

Third-Party AI and Data Providers

Kerdos AI may use third-party models, APIs, data providers, market-data sources, news sources, sentiment sources, cloud infrastructure, or other external systems.

Third-party systems may have their own limitations, errors, delays, outages, licensing restrictions, or data-quality issues. Kerdos AI does not control every third-party system or source that may contribute to an output.

Changes to AI Systems

Kerdos AI may update, replace, retrain, reconfigure, or remove models, prompts, ranking logic, signal categories, data sources, and AI-assisted features over time.

Outputs generated at different times may not be directly comparable because models, data, assumptions, prompts, methodology, or market conditions may have changed.

No Guarantee of Performance

No AI model, research signal, ranking, forecast scenario, price-target scenario, confidence score, regime classification, summary, or explanation can guarantee investment performance or future outcomes.

Financial markets involve risk, and users may lose money.

General Nature of This Disclosure

This AI disclosure is general in nature and may be updated from time to time as Kerdos AI’s features, models, methodology, data sources, legal structure, business model, or applicable requirements evolve.

Last updated: 2026-06-07